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WealthIQ
My Profile
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Who are you?
Your life stage
🧑Single
👫Couple
👨👧Parent
👨👩👴Joint Family
✈️NRI
💼Gig Worker
About You
New Regime is India's default from FY2024-25. Change only if you have high deductions.
Monthly Income
Monthly Expenses
Existing Investments
Your Plan
Trial
Free Trial5 sessions remaining
After 5 sessions, a Basic plan (₹49/mo) is required to cover API costs.
Basic
₹49/mo
Health Score
Tax Calculator
Profile sync
Essential
₹299/mo
All 6 screens
Money Leaks
Goals Planner
Most Popular
Intelligence
₹699/mo
Everything in Essential
GOT Advisor (AI)
Unlimited analysis
Family
₹999/mo
Everything in Intelligence
Partner account
Joint goals
Your data is also auto-saved as you type
Financial Health Score
Good
🚨Overspending Alert
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IMMEDIATE ACTION
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Savings Rate
—
of income saved
Free Cash
—
after expenses & savings
EMI Burden
—
of income in EMIs
Invested
—
total portfolio
Where Your Money Goes
Fixed 35%
Variable 25%
Savings 20%
Free 20%
💡
Your #1 financial fix will appear here.
Protection Status
Term Insurance—
Health Insurance—
Emergency Fund—
FIRE Number—
FIRE Progress—
Your Tax Inputs
Tax Deductions
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Enter deductions to compare regimes. New Regime is India's default from FY2024-25 — only ₹75,000 standard deduction applies.
Recommendation
New Regime is default — enter your salary to compare
Old Regime
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Best
New Regime
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Best
Additional tax you could still save
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Monthly Take-Home Comparison
Under Old Regime—
Under New Regime—
Monthly difference—
Tax saving = SIP potential—
Total Monthly SIP Needed
—
across all active goals
FIRE Calculator
Financial Independence
FIRE Number (25× rule)—
Your current portfolio—
FIRE progress—
Retire early at age—
₹0+₹0/mo₹50K
With boost — retire at—
Subscription Audit
Daily Habits
🍕Food delivery
₹per order
×/mo
☕Cafe / coffee
₹per visit
×/mo
🚕Cab / Uber
₹per trip
×/mo
🛍️Impulse shopping
₹per month
Total Monthly Leaks
₹0
₹0 per year
5 Years
—
10 Years
—
20 Years
—
If you invested your biggest leak instead at 12% p.a.:
₹0 in 20 years
That's the real cost of this habit.
⚖️
Balanced Planner
Your spending is under control. A few tweaks can dramatically accelerate your wealth.
GOT Advisor uses Graph of Thought reasoning — Pithonix AI analyses your entire financial profile across 6 dimensions simultaneously and finds connections between them.