AI-Powered · Built for India's Salaried Professionals

Your Money. Finally Intelligent.

Meet your Personal CFO — tax savings, FIRE planning, money leaks, insurance audit and salary benchmarking. All in one place. Personalised to you.

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Artha-IQ · Financial Intelligence Dashboard
₹1.4L
Tax Savings
via NPS + 80C + 80D
74/100
Health Score
3 actions to improve
₹2.8Cr
FIRE Target
Inflation-adjusted · 6%
₹6.2K
Monthly Leaks
4 drains detected
Top Action: Add NPS ₹50K — unlock ₹15,600 in tax savings this year. Your salary is ₹11K below market median. +8 pts
Scroll
₹1.8Lavg tax saved per user
·
₹2.3CrFIRE corpus tracked
·
18%income freed from leaks
·
3 minto full financial snapshot
·
GCC FocusHyderabad · Bengaluru · Pune · Chennai
·
₹1.8Lavg tax saved per user
·
₹2.3CrFIRE corpus tracked
·
18%income freed from leaks
·
3 minto full financial snapshot
·
GCC FocusHyderabad · Bengaluru · Pune · Chennai
·
₹0L+
avg tax savings per user
0
financial intelligence modules
0
to your full financial picture
₹0
card needed to get started
Everything you need

9 modules.
One financial OS.

Artha-IQ replaces your CA, financial advisor, Excel sheet, and three different apps.

Tax Optimizer
New vs Old Regime compared instantly. Finds every rupee you're leaving on the table — NPS, 80C, 80D, HRA. No CA needed.
2 Free Uses
→ Click to unlock
74GOOD
Financial Health Score
A single 0–100 score that grades savings rate, debt, emergency fund, insurance and wealth habits.
Always Free
FIRE
FIRE Planner
Inflation-adjusted retirement corpus. Monthly gap. Home, education, wedding goals.
Pro
Money Leaks Detector
Finds subscriptions, lifestyle inflation, true debt costs destroying wealth silently.
Pro
GOT
GOT AI Advisor
6-dimension analysis. Personalised action plan. Powered by Gemini.
AI
YOU
Salary Benchmarking
200+ roles, GCC / BFSI / IT. Know your market value and highest-ROI skill.
Pro
Cost of Living Index
Your spend vs 14 Indian city benchmarks. Know where you're overpaying.
Pro
Insurance Gap Audit
Exact term cover gap. Health coverage shortfall. Calculated from your income and liabilities.
Free
Govt Schemes Finder
NPS, PMJJBY, PMSBY, Atal Pension and more. Most Indians miss 3–5 schemes they qualify for.
Free
Effortless

Up and running
in 3 minutes.

No download. No bank linking. No KYC. No password.

01

Sign in with email

Enter your email. We send a one-time code. Your data never leaves our servers.

02

Fill your profile

Our guided wizard asks one question at a time. Skip anything you want — takes 2 minutes.

03

Get your intelligence

Health Score, tax gap, FIRE number, leaks, GOT analysis — instant, personalised, actionable.

Live intelligence

Real numbers.
Your numbers.

Everything is calculated from your profile — not national averages. Change one number, everything updates instantly.

See Your Score →
Financial Health Score
74 HEALTH SCORE
Add NPS ₹50K — unlock ₹15,600 in tax savings this year
+8 pts
Term cover gap — ₹45L more coverage needed today
+6 pts
4 money leaks — ₹6,240/month draining your wealth
+4 pts
Interactive Demo

See Artha-IQ in Action

What users say

Built for people
who take money seriously.

★★★★★

"Found ₹1.2L in tax savings I was leaving on the table every year. The NPS + old regime switch alone pays for a year of the app in the first month."

RK
Rahul K.
Senior Engineer · Hyderabad GCC
★★★★★

"The money leaks detector was embarrassing — I was spending ₹8,400/month on things I barely used. Fixed it in a week. This is a genuinely useful product."

PM
Priya M.
Finance Manager · Pune
★★★★★

"The salary benchmarking showed me I was ₹18K below market. Used that data in my appraisal conversation and got a 22% hike. Worth every rupee."

AS
Arjun S.
Product Manager · Bengaluru
Simple pricing

Start free.
Pay when it's worth it.

Free gives you Health Score, Insurance Audit, and Govt Schemes — forever.

Starter
Free Forever
₹0
No card. No expiry.
  • Financial Health Score
  • Insurance Gap Audit
  • Govt Schemes Finder
  • Tax Optimizer (2 uses)
  • Weekly Report Card
Get Started Free
Popular
Full Access
Monthly Plan
₹499/month
Cancel anytime · No lock-in
  • Everything in Free
  • Unlimited Tax Optimizer
  • FIRE & Goal Planner
  • Money Leaks Detector
  • GOT AI Advisor
  • Salary Benchmarking
  • Cost of Living Index
Start Full Access
Best Value
Annual Plan
₹2,999/year
₹250/month · Save 50%
  • Everything in Monthly
  • Priority GOT analysis
  • Annual tax strategy review
  • Early access to new modules
  • Full downloadable report
Get Annual Access

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better than a spreadsheet.

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